There are risks involved with investing, including possible loss of principal. The Fund may trade securities actively, which could increase its transaction costs (thereby lowering its performance) and could increase the amount of taxes you owe by generating short-term gains, which may be taxed at a higher rate. The Fund’s ecological investment criteria limit the types of investments the fund may make. This could cause the Fund to underperform other funds that do not have an ecological focus. In addition to the normal risks associated with investing, international investments may involve risk of capital loss from unfavorable fluctuation in currency values, from differences in generally accepted accounting principals or from social, economic or political instability in other nations.

Carefully consider the funds' investment objectives, risk, and charges and expenses. This and other information can be found in the funds' prospectus which can be obtained by clicking here. Please read the prospectus or summary prospectus carefully before investing.